Long-term Disability Lawyer

Have you been diagnosed with a long-term disability that’s preventing you from working?

If so, this may be the most important message you read today.

Here is why: Navigating a long-term disability claim can be overwhelming, especially when faced with delays, denials, or unclear policy terms. At Noohi Law, we specialize in securing the benefits you deserve, ensuring you receive the financial support needed to move forward.

Welcome to Noohi Law! We are a highly reputable personal injury law firm with 20 years of experience in Toronto and having served 1000 clients in the last 10 years. We specializes in a variety of areas of personal injury law, including long-term disability.

With our extensive experience, innovative strategies, and unwavering commitment to getting results, you can rest assured that your personal injury case which resulted in long-term disability will be handled in the best way possible.We have an excellent customer service when handling long-term disability and other personal injury cases. For expert advice on your case, call 647-957-0218 or email [email protected] for a free, no-obligation consultation.

What Our Clients Have To Say About Us:

"The service of Noohi Law is outstanding. Really the treat you with a lot patience. Katty is really a wonderful and well experienced lawyer . Katty is honest and sincere with her profession. I am always grateful for everything she has done."

Definition of Disability: What is Long-Term Disability in Canada?

In Canada, you are considered to be suffering from long-term disability if, for a specified period of time (usually the first 2 years or more of a claim), you can’t be able to do essential duties in your own occupation which you are reasonably suited to do through training, education or experience.

Long-term disability also covers a variety of medical conditions ranging from mental health issues to physical injuries.

The definition of long-term disability changes to any occupation when 2 years after a claim, you can’t be able to perform duties of any job for which you are qualified based on your training, education, or experience.

We can help you navigate the difficulties of your case and get rightful disability insurance benefits. Book a long-term disability consultation NOW!

Main Causes of Long-Term Disability

The main factors leading to long-term disability include pain, immobility and agility-related issues.

A third party can be responsible for directly/indirectly causing you pain, flexibility, or mobility issues that hinder your ability to work. They could also be directly or indirectly responsible for compromising your vision, hearing, memory, etc.

We can help you understand how the applicable long-term disability insurance policy defines your condition, if you qualify, help you launch a disability claim, and even assist you in challenging a claim that has been declined by an insurance company. To Start this process CONTACT US NOW!

Factors Dictating Long-Term Disability in Canada

There are many factors dictating how long-term disability cases are handled in Canada. The most notable include:

Inability to work: This is arguably the most important factor in any long-term disability case. You must be able to show how an injury or related occurrence (physical or mental condition) has made you unable to work.

Medical evidence: Personal injury cases involving long-term disability must also be backed by comprehensive medical documentation sourced from a qualified healthcare professional/s.

Long-term disability insurance policy definition: The definition of long-term disability can vary depending on the underlying terms of the policy in place. You need legal experts to interpret the policy definitions accurately and advise on the best way forward.

That’s where Noohi Law comes in! Message us to understand all factors dictating your case. To file your claim, call 647-957-0218 or email [email protected] for a free, no obligation consultation.

Short-term Disability vs. Long-term Disability Claims

As the name suggests, short-term disability insurance claims are launched by persons seeking disability benefits for a short period (usually up to 6 months) when they are injured or sick. Short-term disability benefits are supposed to assist when one can’t work/earn during their recovery period.

However, if a person still can’t work at the end of the period, they can qualify for long-term disability benefits. The eligibility requirements will range based on factors like:

The nature of the long-term disability policies/policy

The “own occupation” or “any occupation” test i.e., if you can’t be able to do your job or any other job based on your training, education, and experience. Other factors like responsibility and compensation level linked to an alternative occupation vs previous position held are also considered.

Main Issues with long-term disability claims in Toronto

Long-term disability claims are faced by common problems. Disability claim denial is usually common because of;

Lack of sufficient medical examination documents proving disability

Exclusion in disability policy i.e., a pre-existing condition that isn’t covered by the policy in play

Changes in a person’s functional or medical status i.e., you no longer qualify as disabled resulting in denial of future benefits

Changes in test allowing entitlement from own occupation to any occupation i.e., you can be able to do a different job

Since it is common practice for many disability insurers to reject long term disability claims based on small/common reasons or technicalities, we suggest you seek legal advice from experienced personal injury lawyers like us.

Why Choose Noohi Law as Your Preferred Long-Term Disability Law Firm in Toronto?

20+ Years of Experience: Proven track record of holding insurance companies accountable for denying or terminating disability benefits unfairly. We handle more or less around 500 cases a year, and more or less around 4000 cases over the 20 years.

Experienced Legal Team: Successfully handling serious long-term disability cases across Toronto and the GTA.

Client-Centered Approach: Personalized legal strategies tailored to each case, including working with occupational therapists, filing claims, negotiating benefits, and managing appeals.

No Upfront Fees: Cases are handled on a contingency basis—clients pay only if we win.

Comprehensive Legal Support: Expertise in other personal injury cases, including brain injuries, anxiety disorders, autoimmune disorders, and bipolar disorder.

Over a Decade of Experience: Noohi Law & Associates has been helping accident victims since 2013, backed by the founder’s 11 years at a top Toronto personal injury law firm.

Proven Success: Over the last 10 years, we’ve helped more than 1,000 clients, giving us deep insight into how insurance companies operate. Check our reviews and case studies. We handle difficult cases that other personal injury lawyers reject.

Strategic Approach: We anticipate insurer tactics and position your case for the highest possible settlement.

Tackling Difficult Cases: We take on complex cases that other personal injury lawyers reject.

Battle-Tested Track Record: A history of success in personal injury and long-term disability claims.

Risk-Free Consultation: We only take cases with a high likelihood of success—no upfront fees, and we only get paid when you do.

Start Your Case Today: Call 647-957-0218 or email [email protected] for free expert advice with no obligation.

Looking for experts to handle your disability insurance claim process? Are you ready to get what’s rightfully yours? Book a complimentary consultation NOW to speak to experienced disability claim lawyers. Find out everything including Canada’s disability insurance law, the disability claim process, payment of benefits, chronic disability/critical illness insurance, other types of disability insurance, eligible monthly disability payments, time limits (including elimination period, extended period,, etc.), cost of a disability lawyer when you win your case, appealing unfair denial and more.